Medical insurance is an essential aspect of life in the United Arab Emirates (UAE). It is compulsory for all residents to have medical insurance, and the government has made it mandatory for companies to provide insurance coverage to their employees. In this blog, we will discuss how medical insurance works in UAE.
Types of Medical Insurance
There are two types of medical insurance in UAE - Basic and Comprehensive. Basic insurance is mandatory for all residents, while comprehensive insurance provides more extensive coverage for additional medical services.
Basic Medical Insurance
Basic medical insurance covers essential medical services such as visits to a general practitioner, emergency care, and in-patient treatment. The cost of this insurance is relatively low and ranges from AED 600 to AED 1,500 per year, depending on the age of the insured person.
Comprehensive Medical Insurance
Comprehensive medical insurance provides additional coverage for medical services such as dental care, specialist consultations, and prescription medication. The cost of comprehensive medical insurance varies depending on the level of coverage and can range from AED 2,500 to AED 20,000 per year.
How to Obtain Medical Insurance
Most employers in UAE provide medical insurance coverage to their employees. The employer usually pays the premium, and the employee may be required to make a small contribution towards the cost of the insurance.
For those who are self-employed or not covered by their employer's medical insurance, they can purchase individual medical insurance plans from various insurance providers in UAE.
The Process of Making a Claim
To make a claim, the insured person must present their medical insurance card to the healthcare provider. The healthcare provider will then verify the coverage with the insurance company before proceeding with the treatment. The insured person may be required to pay a co-payment or deductible, which is a small percentage of the cost of the treatment.
Conclusion
In conclusion, medical insurance is essential in UAE, and residents must have it. Usually, employers are obliged to provide medical insurance to their employees, while sponsoring their visas if they are expatriates.
Nextcare through Allianz Partners
NextCare is a healthcare provider in the United Arab Emirates that offers a range of medical services to individuals and corporate clients. With a focus on quality and innovation, NextCare is committed to providing affordable and accessible healthcare solutions to its patients.
One of the unique features of NextCare is its use of technology to improve the patient experience. Patients can access their medical records online and book appointments through the company's website or mobile app. This allows for a more seamless and convenient healthcare experience, as patients can avoid long wait times and easily manage their healthcare needs.
NextCare also offers a variety of healthcare services, including family medicine, pediatrics, gynecology, and dentistry. Patients can receive diagnostic testing, vaccinations, and other medical procedures at NextCare's clinics. The company also provides occupational health services, such as pre-employment medical exams and drug testing, to corporate clients.
In addition to its healthcare services, NextCare is also committed to promoting wellness and healthy living. The company offers health screenings, nutrition counseling, and other wellness programs to help patients maintain a healthy lifestyle.
Another notable aspect of NextCare is its commitment to social responsibility. The company has implemented environmentally friendly practices, such as using energy-efficient lighting and reducing waste. NextCare also supports charitable organizations and community initiatives, demonstrating its dedication to giving back to the community.
Overall, NextCare is a leading healthcare provider in the UAE, offering innovative and accessible healthcare solutions to patients and corporate clients. With a focus on technology, quality, and social responsibility, NextCare is well positioned to continue to grow and succeed in the competitive healthcare industry.